Do you have your employees working on high risk jobs each day? Are these employees responsible for keeping others safe during their shifts? If so, you may want to consider fellow employee coverage to benefit you and your company as well as any employee who may be responsible for someone else during working hours. This could be a great benefit for you to have as an owner of a company.
If your employees have high risk jobs such as mining, working on tall buildings or even driving vehicles each day then this might be the right coverage for you to have. With fellow employee coverage, the said employee who was in charge of the accident will be able to get the Workers Compensation but will not be able to get the additional benefits that the injured employee will also be able to get. This does not cover the said employee being sued by the employee that was injured in the accident to the said employee even if it was unintentional.
Having fellow employee coverage can be a great option for you to have for your company. This additional coverage with those high risk jobs that your employees do can help with some employees. However; do keep in mind that it does not always keep employees from being sued. This coverage may not always guarantee that injured employees will be happy with what they have but it is a bonus to have if you need it. Click here to know more .